Art as Asset Class

Liquidity Without Compromise

Retain control. Unlock value.

What is ArtWise?

ArtWise is Asia's first art finance platform focused on helping collectors preserve meaningful control over their collections while accessing liquidity through compliant financial tools.

We understand that every collector's needs are different—some need liquidity, some need market exposure, some need both. ArtWise offers flexible solutions tailored to your goals.

We Understand Your Concerns

As a discerning collector, your collection represents more than assets—it's taste, legacy, and value.

When someone proposes "sharing your art," you have three instinctive concerns:

"I don't want to sell my art"

I cherish these works and don't want to lose them

"I don't want others controlling my collection"

This is my work, I make the decisions

"I don't want speculative hype"

Like NFT bubbles that burst—I don't want my collection involved in that

We fully understand these concerns. ArtWise's solutions are designed specifically to address them.

Three Partnership Models

ArtWise offers three engagement models—choose the one that fits your needs:

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Financing Service

Standalone Product | Secured Loan

Leverage your collection as collateral to access liquidity. Ideal for short-term capital needs—without giving up ownership.

Collection as collateral
Rapid disbursement
Right of repurchase
No ownership dilution
Independent third-party valuation

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Primary Market: Fractionalization

Structure your portfolio into fractional shares

ArtWise helps partition your collection into fractional shares, enabling institutional investors to co-invest. Everyone co-owns, and profits are shared upon exit.

Institutional co-ownership
Aligned interests
Profit sharing at exit
Market visibility

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Secondary Market (RWA Tokenization)

Optional Enhancement | Tradable Secondary Market

Building on fractional co-ownership, optionally tokenize into RWA to establish a liquid secondary market.

Tokenized shares
Tradeable
Market maker support
Shared appreciation

Your level of control varies by model — see How It Works for what stays with you in each.

Why Choose ArtWise?

Comparison with traditional channels:

Aspect	Auction House	Private Sale	ArtWise
Sale Price	Uncertain, driven by live bidding	Negotiated, lacks market benchmark	Set collaboratively with data-driven support
Timeline	Uncertain, dependent on auction calendar	Extended cycle, limited buyer reach	1-3 months to liquidity
Seller Commission	6-10% plus ancillary fees	~10%, opaque structure	Competitive rates, full transparency
Portfolio Approach	Piece-by-piece sale only	Complex, hard to value holistically	Portfolio-wide fractionalization
Privacy	Public auction, full disclosure	Multiple buyer outreach required	Institutional-only—no public exposure
Process	Transparent but volatile	Ad hoc, opaque	Professional, transparent, controlled

Key Advantages:

You co-set pricing—no waiting passively for market offers
Defined 1-3 month liquidity timeline—no indefinite wait
Institutional investors exclusively—no public exposure
Fully transparent fee structure—significantly below market rates

How It Works

01 Your Role

You remain a key stakeholder, retaining defined decision rights over the work's use, exhibition, and exit
Works are stored at a qualified custodian
You decide on exhibitions, loans, and even exit timing

02 ArtWise's Operations

ArtWise acts as issuer and manager, holding partial project shares
ArtWise handles marketing, investor relations, and valuation management
ArtWise's promotion is not for speculation—it's to enhance your work's market visibility and liquidity

03 Investor's Role

Investors receive economic rights (dividends + appreciation sharing)
Investors do not hold physical assets and have no say in your decisions
Investor returns come from art market performance—aligned with your interests

Step 4: Value Separation — Core Design Principle

The financial market is completely decoupled from the traditional art market

· The ultimate sale price of your work is determined by the traditional art market

· Financial product prices may fluctuate around art valuation, but will never define the work's value in reverse

Think of REITs: REIT price movements don't alter a building's underlying value.

Tokenization opens a window allowing investors to access and share your collection's value—but the keys remain in your hands.

Compliance & Security · Partnership Network

Independent Market Data Partner

Data & Price Discovery

Art market data platform, portfolio management, predictive analytics. Provides real-time pricing models and market intelligence.

Independent Valuation Partner

Art Valuation & Insurance

Professional valuation firm with insurance placement. Direction: Exit mechanism via art market channels.

Eddid Financial

License Partner

Hong Kong SFC licensed corporation (CE: BJA652) holding Type 1, 4, and 6 licenses. Related credentials in Singapore MAS. Enables compliant tokenization and institutional distribution.

SageRock Capital

Capital Partner

Financing services and asset management. Deploys capital for art-backed lending and fractional investment products.

Regulatory Compliance

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Hong Kong SFC Securities & Futures Commission

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Singapore MAS Monetary Authority of Singapore

Institutional-Grade Compliance Framework

ArtWise operates through licensed partners to ensure full regulatory compliance across key Asian financial hubs. Our tokenization services are facilitated by Eddid Financial, a Hong Kong SFC-licensed corporation (CE Number: BJA652) holding Type 1, 4, and 6 licenses, with related credentials in Singapore.

This regulatory framework enables us to structure products that meet the stringent requirements of institutional investors while maintaining the flexibility needed for art asset financing.

✓ SFC Licensed · ✓ MAS Registered · ✓ AML/KYC Compliant

Ideal Use Cases

ArtWise is particularly suited for:

Short-term Capital Needs

Need liquidity without liquidating assets—art-backed lending provides flexible short-term financing

Collection Optimization

Large collection, seeking to generate cash flow while retaining your works

Market Visibility

Looking to elevate your collection's profile through ArtWise's institutional network

Estate Planning

Planning for intergenerational transfer—need to build liquidity and value first

Selected Case Studies

Four anonymized patterns from the Asian art-financing market — recurring situations our engagement model is built to address:

Forced Refinance

When an Auction House Calls the Loan

A collector's multi-year auction-house facility was restructured unilaterally and called after a single missed reporting deadline. We refinanced on standard institutional terms — with reasonable LTV, a multi-month bridge window, and no auction covenants — giving the collector time and operational freedom for orderly private treaty at favorable terms relative to comparable public comps.

Discrete Disposition

When a Public Figure Wants to Exit a Collection Quietly

A high-visibility collector needed to exit a large contemporary collection without damaging artist and gallery relationships or signaling distress. We structured a single coordinated portfolio-level private treaty over 9 months, moving works to curated institutional buyers with confidentiality preserved end-to-end.

Generational Transition

When the Next Generation Doesn't Want the Collection

A founder's HK$50M post-war abstraction collection faced disinterested heirs. We structured a fractional-ownership vehicle over a curated subset, providing heirs periodic distributions without stewardship obligations — preserving both family optionality and long-term collection integrity.

SFO Structuring

When the Art Collection Joins the Family Office

A multi-jurisdictional Asian family formalized a Singapore SFO under Section 13U. We structured a HoldCo at the second tier to hold the art, providing financing aligned to the SFO's horizon — and a clean "HoldCo sale" exit that direct ownership does not.

All identifying details — collectors, families, advisors, jurisdictions, and dollar amounts — are fictional and intended for illustrative reference only.

Next Steps

We look forward to a personal consultation to understand:

1. Your collection and objectives
2. Your liquidity needs or market visibility goals
3. Your preference: art-backed lending, primary market fractionalization, or RWA tokenization

All consultations are strictly confidential, and any proposed solution will be tailored to your specific needs.

Unlock the Full Potential of Your Collection

To learn how ArtWise can structure a financing solution for your collection, please contact your account manager directly.

Important Disclosure

This document is for informational purposes only and does not constitute any offer, solicitation, or recommendation. Information contained herein is based on reliable sources but cannot guarantee its accuracy or completeness.

Fee structures are subject to final negotiation and shall prevail by written agreement. Past commission earnings do not represent future results. All investments involve risks, including potential loss of principal.

Brokers are responsible for their own tax obligations arising from commission payments. ArtWise does not provide tax advice.

Confidentiality: This document and its contents are strictly confidential and for the designated recipient only. Reproduction, distribution, or dissemination of any part of this document in any form or by any means is prohibited without prior written consent from ArtWise.